We are Here to help with:
- Avoiding the 1% Balance
- Forgiveness Programs
- Lower Monthly Payments
- Default or Non-Default
- Garnishment Removal
What if I have private student loans and not federal? Or some of both?
That’s okay! We mostly work with Federal Loans, but we have some tricks up our sleeve for Private as well. Just let us know and we’ll see what we can do to help!
What if I don’t qualify for any government repayment programs?
We will do what we can to lend an alternate solution for you or at least point you in the right direction. You can always call us for assistance.
What if I want to go back to school?
We’re happy for you! Just give us a heads up so we can have a plan in place before you graduate so you never have a worry.
What if my loans need consolidated?
If you qualify for a repayment program we’re happy to do your consolidation for free. We love helping any way we can to take the student loan stress off your back.
Can I do this on my own?
Tile programs currently available for repayment assistance are offered through the Department of Ed ucation. We are not affiliated with the DOE in any way, we just act on your behalf to assist you with program information, document processing, and protecting against non-removal of program status. We also have a former Department of Education compliance employee on our team to make sure we are always up to standard on our legislature and repayment process updates. People come to us because it can be confusing to understand which servicers they’re with, which programs they should be in, which better programs they could qualify for, how to apply and get approved, when to submit annual recertifications, how to avoid program removal and possible capitalized interest, etc For instance, it was recently publicly noted that 57% of all income driven repayment plans are not annually renewed on time, causing potentially damaging effects to one’s student loan status. Our clients don’t have that worry. We take the load off your back, giving you one less headache to deal with.
Our staff works on a personal level with you. We not only care about helping you with your student loan debt needs, but how repayment decisions can affect your family and your future. We can offer ways to ensure you receive the best benefits possible for your specific circumstances.
Once we gather your qualification information, our specialists will have a solution for most qualified people within minutes. If there’s something you qualify for, we’ll find it! Then if you’d like to use our assistance, all the legworks on us and we keep you updated every part of the way.
Our simple consultation to find out if you qualify for any repayment programs is completely free. There are no hidden charges or obligations. Even if we can’t help you, we’re happy to take the time to try and point you in the right direction, free of charge. We’re just happy to be of assistance.
If you’d prefer to speak to someone directly and immediately, we’re here for you. Just call us at 1-866-598-6340. You can also send an email inquiry to us at email@example.com.
No Time to Call? Fill Out our Simple Online Form to Find Out if You Qualify for any Repayment Assistance!
*Information gathered is for quote purposes only and will never be shared with a Third Party.
***Just Credit Solutions, USA is not affiliated with the Department of Education in any way. Any programs offered are openly available to the public. Just Credit Solutions, USA is a Third Party service provider that assists student loan borrowers with the process of entering income driven and other publicly offered repayment programs. Although a $0 monthly student loan payment is possible for qualified individuals, it does not include our monthly service fee to maintain one’s account within our company. Payment plans are subject to annual recertification’s and servicer payments may fluctuate dependent on living circumstance changes.